Nyaman tanpa iklan. Langganan BisnisPro

Banks have 5 critical fraud points

JAKARTA: Bank Indonesia confirmed there are five critical points in bank's operations which are easily exposed to fraud activity.The operational activities include credit disbursement, fund raising, banking service, bookkeeping or accounting activity,

JAKARTA: Bank Indonesia confirmed there are five critical points in bank's operations which are easily exposed to fraud activity.The operational activities include credit disbursement, fund raising, banking service, bookkeeping or accounting activity, and information technology.As an example, fake debtor and collateral is on credit disbursement, and false deposit slip issuance is a critical fraud point in funding.Then, in a term of banking service, a fake letter of credit can be received, while the imposition of banks cost for personal interest from banks employee is a fraud activity in accounting element.Meanwhile the critical fraud possibly occuring in banking information technology is password theft in ATM, he affirmed in a seminar of Banking Crimes and its Risk Mitigation, yesterday.A similar opinion also stated by Director of Special and Economic Crimes at Headquarter of Indonesian National Police Brigadier General (Pol) Arief Sulistyanto. Even, he mentioned 6 critical fraud points on banking services.According to him, the banking frauds occur by benefiting the critical fraud points. Therefore, banks should improve internal control in each product.Banks must apply for surprise audit and other control mechanisms, so even a small fraud can be detected, he said.In addition, the banking fraud mitigation can be realized gradually by customer, management, against banks employees through greater internal controls and good corporate governance implementation.The fund embezzelment case over Citibanks customers by a former of Citibanks Relationship Manager Malinda Dee is alleged to impact on 123 customers fund since June 2009, excluding three customers who had reported to the authority.(T01/NOM)

Cek Berita dan Artikel yang lain di Google News dan WA Channel


Penulis : News Editor

Topik

Konten Premium

Dapatkan informasi komprehensif di Bisnis.com yang diolah secara mendalam untuk menavigasi bisnis Anda. Silakan login untuk menikmati artikel Konten Premium.

Artikel Terkait

Berita Lainnya

Berita Terbaru

Nyaman tanpa iklan. Langganan BisnisPro

Nyaman tanpa iklan. Langganan BisnisPro

# Hot Topic

Nyaman tanpa iklan. Langganan BisnisPro

Rekomendasi Kami

Nyaman tanpa iklan. Langganan BisnisPro

Foto

Nyaman tanpa iklan. Langganan BisnisPro

Scan QR Code Bisnis Indonesia e-paper